Based on the successful experience of Adivasi Development Programmes, NABARD embarked upon an ambitious program of replicating the wadi model across the country. In this direction, NABARD created a Tribal Development Fund (TDF) with a corpus of Rs. 50 crore, out of its profits for 2003-04. All projects under TDF are implemented by partnering with State Governments, Government of India, NGOs and Corporates.


  • To promote sustainable participatory livelihood program (“Wadi” model and “Beyond Wadi approaches”) which inter alia, aim at economic uplift through sustainable agriculture, social empowerment, improvement in quality of life including health and women development, in tribal predominant areas of the country through demonstration projects supported through Non-Government Organization (NGOs)/ Community Based Organization (CBOs) / GOs. The ‘Beyond Wadi’ approaches may include:
    • (a) livelihoods based on traditional arts and crafts or agro and forest-based activities for illiterate or semi-literate groups,
    • (b) projects harnessing the core competencies of the potential tribes, viz., organic cultivation; indigenous knowledge especially regarding medicinal plants and preparation of medicines; collection, extraction and usage of natural dyes; etc.
  • To take up promotional efforts such as capacity building, exposure visits, training, developing literature, sensitization programs etc. for the benefit of communities, NGOs, SHGs, Panchayats, Bankers and Government Departments
  • To implement sustainable livelihood program and similar other relevant initiatives through the state governments
  • To support promotional activities for micro-credit, promotion of SHGs, Income Generating Activities for land-less, SC / ST communities and other weaker sections of the community and other related activities in conjunction with the livelihood development program
  • To support activities related to the development of tribal market, processing and marketing of products manufactured by tribal families/ communities
  • To support other relevant activities as approved by NABARD


The TDF projects aim to provide sustainable livelihoods to tribal families through orchard based farming systems. The characteristic features of TDF projects are:

  • The shift in focus from farmer-centric to family-centric
  • Project size of 500 to 1000 families covering approximately 500 - 1000 acre of orchard plantation in a 2-3 cluster
  • Support for one acre per family
  • Project duration of 5-7 years
  • The project funding is done on grant/ loan basis or blends of as found appropriate. Generally, the project cost is met as a grant and it is ensured that the participants contribute at least 25% of the labor component. To inculcate good credit habits among the participants, a small loan component (around 10% of the project cost) is provided as a loan to Project Implementing Agency (PIA) for on lending. The loan period and interest rate for on lending to the project participants would be decided at the time of sanction of the project.

Lupin Foundation is implementing six projects under the Tribal Development Fund in Pune, Dhule and Nandurbar districts.


In Maharashtra failure of cotton crops is one of the prime reason for farmer suicides. Hence, Lupin Foundation found the Better Cotton Initiative (BCI) quite relevant and potentially effective intervention.

The Better Cotton Initiative (BCI) aims to make the global cotton production better for the people who produce it, better for the environment it grows in and better for the sector’s future, by developing Better Cotton as a sustainable mainstream commodity. It involves training and capacity building of farmers for sustainable cotton production by the promotion of best package of practices on integrated pest management, integrated nutrient management, and selection of variety by conducting training, exposure of farmers and demonstrations at a village level.


Transforming cotton production worldwide by developing Better Cotton as a sustainable mainstream commodity.


  • Improve - Livelihoods and economic development in cotton producing areas
  • Increase - Commitment to and flow of Better Cotton throughout the supply chain
  • Reduce - The environmental impact of cotton production
  • Ensure - the credibility and sustainability of the Better Cotton Initiative.


  • By improving the production of cotton: Crop Protection, Water Usage, Soil Health, Biodiversity, Fibre Quality, and Decent Work principles
  • By creating measurable, credible change at a farm level
  • By connecting supply with demand
  • By presenting clear business cases for all actors: good for farmers, and good for business
  • By welcoming recognition of other standards


The project covers 1200 families from 90 villagers of Dhule and Nandurbar district.